The economic situation in our country means that the State is actively looking for ways to support the most vulnerable sectors of the population. These primarily include the employees of budget organizations.
One way to support this group of citizens is the provision of concessionary terms on mortgages. The development of such programs is the responsibility of local government. Support for State employees in this field is carried out in two directions.
Housing may be issued at one time a large sum or be granted preferential interest when the loan for its purchase. Is the lender for mortgages for budget Savings. To get the loan you want to run a number of requirements.
In this program can participate in only one family in which at least one Member is a worker of budgetary organizations. This experience should be longer than one year. same age cannot exceed 40 years.
If a credit is claimed by a family, not a single person, the only one of his works in the funded agency is not enough. In addition, it must be under 30 years old.
Also, there is limit on the level of income. This is the paragraph becomes a major obstacle for many families, as is the aggregate of its income. Same level, above which it should not climb sufficiently low. Therefore, in many cases the savings bank provides loans of this size, which does not allow you to purchase a large housing area.
For the provision of credit for Mortgages to pensions savings bank must obtain a number of documents. They are mostly similar to those that are necessary when applying for a mortgage. The difference is that the borrower must have special documents certifying participation in the programmed.
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